Most Reliable Micro-Finance Bank


About Us

First Option Microfinance Bank Limited

First Option Microfinance Bank Limited “First Option” is a financial institution incorporated in February 2009 with RC No 801818. It obtained a full license as a microfinance bank from the Central Bank of Nigeria (CBN) on 16th June 2009 and commenced business in October 2009.


To become a dominant Financial Services Brand known for Value, Convenience and exceptional Service.


To Consistently leverage on innovation and exceptional Service experience as We create Value for all stakeholders.

First Option is duly insured by the Nigeria Deposit Insurance Corporation (NDIC)

At First Option, We offer a wide range of financial services to a diversified client base that includes low-end entrepreneurs, the underbanked, high-net-worth individuals, among others.

At First Option, our goal is “enhancing lives” and we strive to achieve this by disbursing credits, capacity building, and financial advisory services to early-stage, small and medium-sized enterprises (SME), the informal working-class and low-income families as well as structured businesses.

We also provide portfolio management services for investors to guarantee wealth creation. First Option presently has numerous customers, and is still growing.



At Cititrust, we understand and feel the needs of all stakeholders because we work together to achieve a common goal and we strive harder to meet their expectation


We have confidence that we will provide the best services at all times in all ways.
Our structure and collaborative culture enable us provide our clients with unique solutions and top quality service.


Trust and Integrity are the DNA of our existence.
We carry out all business in a strict, and in compliance with the best practices in the world. We never compromise in our dealings with all stakeholders.


Our actions and personal standards reflect our vision of being a dominant financial services brand.
We maintain high qualities and moral principles in all our dealings and relationships